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[h=4]5 things you need to know Thursday[/h]The biggest and most buzzworthy news to start your morning.
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President Obama(Photo: Charles Dharapak, AP)
1. Obama becomes first president to visit prison
President Obama is going where where no president has gone before — federal prison. Obama will speak Thursday with inmates and law enforcement officials at El Reno prison near Oklahoma City, one in a series of events devoted to criminal justice issues. He's the first sitting U.S. president to visit a federal prison, said White House spokesman Josh Earnest. While there, Obama will be interviewed for a documentary on criminal justice by the HBO program Vice.
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Obama will become the first sitting president to visit a federal prison, a sign of his administration's new attitude toward nonviolent drug offenses. Newslook
2. Jordan Spieth looks to make history at the British Open
Jordan Spieth goes for third consecutive major when the British Open tees off in St. Andrews, Scotland, on Thursday. He would become only the second man to win the Masters, the U.S. Open and the British Open in the same calendar year. (Ben Hogan did it in 1953.) Coverage of Round 1 begins at 4 a.m. Even with his unorthodox preparations and his lack of experience on the ancient, quirky Old Course, it seems like anything is possible for Spieth.
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USA TODAY Sports Steve DiMeglio examines the favorites, the underdogs and Spieth's attempt to win his third major of 2015. USA TODAY Sports
3. Emmy nomination time: New rules are in play
It's different this year. More outlets are producing ever more shows, leading the Emmys to expand its best-series categories from six nominees to seven. And to stop networks from gaming the system, as they did last year (yes, you, HBO and Netflix), there are also new rules designed to clarify what counts as a series, and which count as dramas or comedies. Who should make the list? Here's our guide to which actors' and what shows should be called when the nominations are announced Thursday.
Gina Rodriguez is Jane and Andrea Navedo is her mother, Xiomara, on 'Jane the Virgin.'<span style="color: Red;">*</span>(Photo: Greg Gayne, CW)
4. List is out of best, worst credit cards for fees
Consumers, be wary: CreditCards.com is out with a list of cards with the most and fewest fees. The worst are First Premier Bank's credit card and its secured MasterCard, which each have 12 potential charges. The PenFed Promise Visa Card is your best bet, charging no fees at all. But it was the exception, with the survey of 100 cards finding that the average card piled on six different fees. The fees consumers are most likely to encounter are for late payments and cash advances. Find the full list here.
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Valuable, lesser-known credit card perks. Not just frequent flyer miles, some cards now offer insurance and security measures.
5. Yellen set to testify on the Hill
Federal Reserve Chair Janet Yellen is scheduled to testify before the Senate banking committee on Thursday. She told Congress Wednesday that the Fed still plans to begin raising interest rates this year amid an improving economy but that it will likely push them up gradually. She didn't provide more specifics about the timing of the first hike in the Fed's benchmark rate since 2006, reiterating that it will depend on the economy and the labor market. Many economists expect the Fed to act as early as September.
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Federal Reserve Chairwoman Janet Yellen told the U.S. House Committee on Financial Services that the Fed has not set a date for raising the interest rate and will make its decision based on market conditions. VPC
And, the essentials:
Weather: Thursday brings showers and thunderstorms from the Great Plains to the Midwest, evening showers and thunderstorms in the Great Lakes, and evening showers and thunderstorms in the Gulf Coast.
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The national weather forecast for Thursday, July 16 calls for showers and thunderstorms from the Great Plains to the Midwest, evening showers and thunderstorms in the Great Lakes, and evening showers and thunderstorms in the Gulf Coast. VPC
Stocks: U.S. stock futures were higher Thursday.
TV Tonight: Wondering what to watch tonight? TV critic Robert Bianco looks at Under the Dome and Married.
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